United MasterCard BusinessCard | United Visa Purchasing Card

United MasterCard BusinessCard

The United MasterCard BusinessCard is more than just a company credit card-it's the better, simpler, and smarter way to manage your business expenses. At United, We Make It Easy!

Benefits and Features

• Manage, control and monitor business and travel related expenses
• Improve cash flow management
• Enjoy impressive travel and business services designed specifically for businesses
• Airline data and hotel folio data appears on statement
• Separate business spending from personal spending
• Worldwide acceptance
• Comprehensive reporting
• Flexible billing options
• Ability to set specific spending limits and vendor restrictions

Annual Percentage Rate for purchases	The APR for purchases is Prime +6.00%, this rate would be 13.25% as of January 2, 2008.
Variable Rate Information	The rate will be determined by adding a margin of 6.00 percentage points to the Prime Rate published in The Wall Street Journal on the 15th day of the calendar month immediately preceding the start of that quarter.
Grace Period for repayment of balance for purchases	You have 25 days on average to repay your total balance before finance charges on purchases will be imposed.
Method for computing the balance for purchases	Average Daily Balance (Including New Purchases)
Annual Fee	$20.00 per card
Minimum Finance Charge	None
Transaction Fee for purchases	None
Transaction Fee for cash advances	1 1/2% of cash advance
Late Payment Fee	$25.00
Over Limit Fee	$25.00

United Visa Purchasing Card

If you want a simpler and easier way to process your invoices for payment that will save you time and money, then the United Visa Purchasing Card is just the card for you.

Benefits and Features

• Receive comprehensive enhanced spending data that can be integrated with back-office financial accounting
• Improve management reporting
• Reduce inefficiencies and costs associated with purchase orders, invoices and checks
• Use spending data to negotiate preferred supplier and volume discounts
• Monitor compliance with spending policies and purchases
• Significantly reduce the time and costs associated with paying for indirect business-to-business goods and services
• Visa Information Management supports and fulfills regulatory requirements such as IRS Form 1099 tax reporting and TIN matching

Annual Percentage Rate for purchases	The APR for purchases is Prime +6.00%, this rate would be 13.25% as of January 2, 2008.
Variable Rate Information	The rate will be determined by adding a margin of 6.00 percentage points to the Prime Rate published in The Wall Street Journal on the 15th day of the calendar month immediately preceding the start of that quarter.
Grace Period for repayment of balance for purchases	You have 25 days on average to repay your total balance before finance charges on purchases will be imposed.
Method for computing the balance for purchases	Average Daily Balance (Including New Purchases)
Annual Fee	$20.00 per card
Minimum Finance Charge	$ .50
Transaction Fee for purchases	None
Transaction Fee for cash advances	1 1/2% of cash advance
Late Payment Fee	$25.00
Over Limit Fee	$25.00

For more information, just call our BankCard Department at 1-800-242-7600.