Cash Management Services | Collection Services

Remote Deposit

Are you looking for a way to save time, improve your cash flow, and make check deposits without leaving your office? Then you need United Bank's Business Online Banking with Remote Deposit.

HOW DOES IT WORK?

All you need is a desktop scanner* and an Internet connection.** The scanner will image the front and back of the checks, ensure image quality, determine and populate the dollar value of the checks (optional) to reduce the need to key in check amounts. Deposits are balanced and submitted to the server. The bank will use the deposit file to print substitute checks and process them as if you had made the deposit in the bank branch. Reporting features allow you to access history of deposits and images and export to account applications.

*Certified scanners available through United Bank.
**Minimum hardware requirements apply.

HOW DOES UNITED BANK'S REMOTE DEPOSIT PROTECT YOU?
	Duplicate Checking to ensure that checks are not deposited twice - the system checks up to 12 months of deposit history
	User Entitlements for segregation of duties - have one user scan checks and another user approve and submit deposits
	Audit Trail Information - you have a record of all user activity within the system
	Image Quality Assessment - all scanned check images meet the bank's requirement for quality
	User Dollar Limits - set by you to enforce deposit approval and submission limits

HOW DOES UNITED BANK'S REMOTE DEPOSIT BENEFIT YOU?
	Saves Time and Money - eliminates the daily or weekly trip to the branch
	Improves Cash Flow - checks can be deposited immediately
	Export Capability - integrate deposit information with your accounting system
	Fewer Banking Relationships - no need for depository accounts for locations not near a branch - the branch is now on your desktop!
	Fully Browser-Based - no application software to install - easy implementation
	Print Capability for deposit detail and check images - no more photocopying of checks